Disclaimer

All mortgage rates, monthly payment figures, loan-to-value (LTV) ratios, and related calculations displayed on this website are indicative only. They are based on information provided by or sourced from third-party lenders and financial institutions and are subject to change at any time without notice.

The rates shown on Wazn represent advertised or publicly available starting rates and may not reflect the rate you are personally offered. Your actual mortgage rate will depend on a range of factors including but not limited to: your credit history, income and employment status, nationality and residency status, property type and value, loan-to-value ratio, and the lender's current lending criteria and internal policies.

Wazn makes every reasonable effort to keep rate information current and accurate, but we cannot guarantee that the rates displayed are up to date at the time you access the website. You should always verify rates directly with the relevant bank or lender before making any financial commitment.

Nothing on this website constitutes financial advice, investment advice, mortgage advice, or any other form of regulated financial guidance. Wazn is an information and comparison service only.

The content on comparewazn.ae is provided for general informational purposes only. It is not tailored to your individual financial circumstances, needs, or objectives. Before making any mortgage application or financial decision, you should seek independent advice from a qualified financial adviser, mortgage broker, or legal professional who is licensed and regulated under UAE law.

Wazn is not a licensed financial adviser, mortgage broker, or regulated financial institution under the laws of the United Arab Emirates or any other jurisdiction.

The banks and financial institutions listed on Wazn are independent third parties. Wazn does not act as an agent, representative, or affiliate of any lender unless explicitly stated. The inclusion of a bank or product on this website does not constitute an endorsement, recommendation, or guarantee of that product or institution.

Any application you make to a bank or lender through a link on this website is subject to that lender's own terms, conditions, eligibility criteria, and approval process. Wazn has no involvement in and accepts no responsibility for the outcome of any mortgage application or financial transaction between you and a lender.

Links to external websites are provided for convenience only. Wazn is not responsible for the content, accuracy, or availability of any third-party website.

Wazn may in the future enter into commercial arrangements with banks and financial institutions, including the receipt of referral fees or commission when users click through to a lender's website or submit a mortgage application. Any such arrangement will be disclosed clearly on this page.

At present, Wazn does not receive any referral fees or commission from any lender featured on this website. All banks are listed purely on the basis of publicly available rate information. This section will be updated if and when any commercial relationships are established.

The mortgage calculator, overpayment calculator, and all other tools on Wazn are provided as an aid to understanding and are for illustrative purposes only. Results are based on the inputs you provide and use standard financial formulas. They do not account for all fees, charges, insurance requirements, or other costs associated with a mortgage in the UAE.

Actual monthly payments, total interest costs, and loan terms may differ from those shown due to lender-specific pricing, compounding methods, promotional rates, fee structures, and other factors. Wazn accepts no liability for any inaccuracy in calculator outputs or any decision made in reliance on them.

Wazn displays LTV limits and eligibility rules based on guidelines published by the Central Bank of the UAE (CBUAE). These rules are subject to change by the CBUAE at any time. While Wazn endeavours to reflect current regulatory requirements, you should always verify the latest CBUAE mortgage regulations directly or through a licensed adviser before relying on the figures shown.

To the fullest extent permitted by applicable law, Wazn, its owners, operators, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or any information contained herein, including but not limited to any financial loss, missed opportunity, or reliance on inaccurate rate information.

Wazn does not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.

This disclaimer and your use of comparewazn.ae are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts of the UAE.

Wazn reserves the right to update or amend this disclaimer at any time without prior notice. Your continued use of this website following any changes constitutes your acceptance of the revised disclaimer. We recommend reviewing this page periodically.